Bihan Yojana Chhattisgarh Benefits, Eligibility and Features

Bihan Yojana is a program of the state of Chhattisgarh. This is known as the State Rural Livelihoods Mission of Chhattisgarh. The Government of CG introduces this scheme for women who belong to the rural areas of the state. The scheme’s main focus is to empower women by giving them self-reliance through the help of Self Help Groups. When any of the women join the Self Help Group and become a member, then she will get the skill training and also financial assistance from the government. So that every woman from the rural area will start a micro business and earn money for her family.

All the women of the Chhattisgarh state, who are also interested in earning money and belong to the rural areas of the state, with the eligibility Criteria mentioned by the government, will need to give their attention towards this article.

Bihan Yojana Chhattisgarh

To provide the self-employment opportunity to the women of the rural area in CG will become the beneficiaries of the scheme. This is the time when women can also make them financial independent and earn more than Rs. 1 lakh annually.

Government also trying to provide them with ways to earn an income by doing economic activities through the self-help group, like they can do the small industries training, animal husbandry, agricultural activities and tailoring, etc. In this scheme, the Lakhpati Didi Program will also be started by the government, and educational and business tour also be organised for the women, so that every woman will get the confidence and know more about running a business successfully.

In a single scheme, additional benefits were added by the government to all these eligible women. Whenever any of the women become members of any self-help group and then complete their skill training, they will also be eligible to get financial assistance from the side of the government. Women can apply for the soft loan with an easy process from any bank, and a subsidy for the loan interest is also given by the government on time.

Overview of CG Bihan Yojana

Scheme	Bihan Yojana
State	Chhattisgarh
Beneficiaries	Women of the state of Rural area
Benefits Given	Help to start a business
How to apply	Through the Self Help Group

Features Of Bihan Yojana

• Scheme Motive: This scheme specially focus to make rural area women financially independent and will provide leadership development.
• Work of Scheme: In this scheme, by making the members of the self-help group, women will provide loans from the banks at a very low interest rate without any collateral.
• New Chances: By providing the business training, the government also motivate the women towards micro businesses like tailoring, production of mushrooms, grocery shops or can also have milk animals at their home.
• Additional Financial Benefits: Under this scheme, the Lakhpati Didi program will also be started, under which the government is trying to make every woman a Lakhpati Didi by earning an income of Rs. 1 lakh or more every year.
• Scheme Effect: After the implementation of this scheme, every beneficiary woman not only earns and become financial independent but also makes their decision as per their own ability within society.

Eligibility Criteria

• Interested applicant belongs to the Chhattisgarh state permanently and is residing in the same state.
• This scheme especially focuses on the women who belong to the rural areas and belong to economically weaker section families.
• Applicant women also become members of the self-help group. You are a registered member of the group. Because all the benefits, like training and financial support, are given to registered members of the Self Help Group.
• Women aged 18 to 50 years are eligible for this scheme.
• The income of the family of the woman is not more than Rs. 1 lakh.

List of Documents

• Aadhar Card of the woman to identify her
• Chhattisgarh residency proof documents
• Membership certificate of the self-help group
• A photocopy of the bank passbook showing complete details
• An income certificate to show the income of her family.
• Photograph of a woman showing her clear face

Financial and Skill Benefits

• Financial Support: To start their business, a soft loan of Rs. 5 Lakhs with low interest is given to the women.
• Training: for the enhancement of the skill, vocational training is also given to all members of the self-help group. The training will be provided to the young women according to their interests and eligibility. At the time of training, they will also get the free residential facilities from the government.
• Follow-up: for at least 2 years, the follow up also be given to them, so that they can stabilise their micro industries.

Benefits of the scheme

• With this scheme, women of the state of Chhattisgarh will get the self-employment opportunity and be linked with the Women’s Self-Help Group. By joining such groups, they all become the Lakhpati Didi and earn Rs. 1,00,000 or more.
• The Self Help Group is the main part of this scheme. because by joining the women in the team, they can all work together and run small-scale industries like Grocery, Making Papad, etc.
• Skill training and financial assistance will also be given to the women for the same small industries in which they are all interested. And the Marking setup skills will also be given by the officials.
• Once the women start earning not only financial strength, but they also get a social status in their society. Even at their home, they also get ability to give their suggestions.

How to Avail Benefits Under Chhattisgarh Bihan Yojana?

• Check Eligibility: First of all, interested women will need to check their eligibility Criteria with the scheme.
• Become a member of the Self Help Group: To avail the benefits under this scheme will need to apply through the SHG. So it is very important to join a self-help group. If you are not a member, then contact the already formed SHG, or you can make your new self-help group with members.
• Prepared Documents: Then every member has to submit all their documents, Documents check list given above.
• Apply: You can apply with the help of your Gram Panchayat or Block Office. Then participate in a skill training program and get other benefits.

FAQs